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425-643-4444
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It’s time to check your credit report!

Whether you’re just starting out or you’ve already
established a good credit history, checking your
credit reports periodically makes just plain good
sense. By checking your credit reports you can make
sure that you’ve not experienced
identity theft and that no incorrect information
has been posted. If you find problems you can take
steps to make sure that any problems are corrected
quickly before things get out of hand.
If
you’re going to be making a major purchase such as a
new home, it’s a good idea to check your credit
reports 6 months before you plan to make the
purchase since it can take up to 30 days to get your
credit reports corrected.
The
Fair and Accurate Credit Transaction Act (FACTA)
gives all consumers the right to receive a free copy
of their credit report from each of the three credit
reporting bureaus once every 12 months. Reports can
be ordered through
www.annualcreditreport.com or by calling
877-322-8228. Keep this information because you will
not be able to receive these free annual reports by
contacting the credit bureaus directly.